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Chase Sapphire cards earn 10x points through Chase’s dining portal

  • Joseph Hostetler

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    Chase really, really wants you to keep your travel credit cards. You’re probably not hopscotching the globe at the moment, so Chase is giving you another reason to swipe their products: 10 points per dollar on dining!

    This promo is valid for both the Chase Sapphire Preferred® Card and the Chase Sapphire Reserve®. There are a few things you should know:

    That last one is tough to swallow. See, Chase Dining is powered by Tock — basically an upscale version of OpenTable. You can make reservations, you can order pick-up, but you’ll be hindered by the relatively small number of restaurants on the platform, especially if you live in a smaller city (like me).

    I’ll show you how to achieve 10x with your Chase Sapphire cards with this new feature.

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    Limited-time: 10x on dining with Chase Sapphire cards

    Step 1. Click the “Dining” button on the Ultimate Rewards site

    Head to Chase Ultimate Rewards and sign in to your account. If you have multiple Chase Ultimate Rewards earning cards, you’ll want to ensure you choose your Chase Sapphire to browse the site. Then click the Dining button in the “Earn/Use” dropdown menu.

    Step 2. Choose your location

    You can choose the city and cuisine you’re after. If you live in a smaller city, probably just best to select “All businesses in (your location),” as the pickings will be slim.

    Step 3. Find carryout (prepaid pickup) or prepaid reservations

    Remember, you’ll only achieve 10x if you’re paying through the Chase website. Buttons that say things like “order now” are a good sign. But if you see something that just says “reservation,” I’m assuming you won’t get any bonus points. You’re just simply making a reservation through Chase — no money is being processed by Chase.

    Prepaid reservations will actually state as much. You pay for your meal before you get there (often a prix fixe menu).

    Step 4. Pay for your order (NOT with points)

    A feature of Chase Dining is that you can pay for your order with points. When browsing menus, you’ll see a cash price and a points price next to each item. You’ll see the same at checkout — below my order comes to $121, or 9,680 points. I have the Chase Sapphire Preferred® Card, which provides me a value of 1.25 cents per point when booking travel or reserving dining through the Chase Portal. Paying with points will not earn you 10x points.

    This $121 bill will get me 1,210 Chase points! We estimate Chase points value to be around 1.7 cents each, on average. That means I’m getting a 17% return on my dining! And Chase points can be much more valuable — if you know how to use them.

    Bottom line

    You’ll receive 10 Chase points per dollar spent through Chase Dining when using your Sapphire card. The promo is capped at $500 in spending, it ends June 30, 2021, and the deal is only triggered when ordering takeout or booking prepaid reservations through Chase’s dining portal.

    Let us know what you think about this deal! The promo may be limited depending on where you live, but any additional ways to quickly earn Chase points are welcome.

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    Editorial Note: We're the Million Mile Secrets team. And we're proud of our content, opinions and analysis, and of our reader's comments. These haven’t been reviewed, approved or endorsed by any of the airlines, hotels, or credit card issuers which we often write about. And that’s just how we like it! :)